Money Talks Terms and Conditions

Introduction

The following Terms and Conditions control your membership in the Money Talks monthly subscription program (“the Program”). You agree that you have read and understand this Agreement ("Agreement") and that your membership in the Program shall be subject to the following Terms and Conditions between you as a member in the Program (the "Member") and Michelle Money, LLC as the provider of the Program (“Provider”).  These Terms and Conditions may be modified at any time by the Provider. Please review them from time to time since your ongoing use is subject to the terms and conditions as modified. Your continued participation in the Program after such modification shall be deemed to be your acceptance of any such modification. If you do not agree to these Terms and Conditions, do not register to become a Member of the Program.

Terms of Participation

Member must be 18 years of age or older to participate. Members must provide the Provider with accurate, complete, and updated registration information, including an accurate name, mailing address, and email address.

This Agreement is governed by and subject to the existing laws of the state of Utah. Member agrees to submit to the exclusive jurisdiction of Utah. To the full extent allowed by applicable law, the Provider at its sole discretion and for any or no reason may refuse to accept applications for membership.

Members may not (i) activate or use more than one Member account; (ii) select or use an email address of another person; (iii) use a name subject to rights of another person; and/or (iv) use a false or misleading name, mailing address, or email address to activate or use a Member account.

By signing up for the the Program, Member is opting-in to receive other special offer emails from the Provider. If you do not wish to receive these emails, you may cancel your membership any time.

The Provider has the right, in its sole discretion, to suspend or cancel, at any time and for any or no reason, a Member's membership in and access to the Program, which may result in forfeiture of your account balance. The Member may be referred to appropriate law enforcement agencies if such action is deemed warranted by the Provider.

Member agrees not to abuse his or her membership privileges by acting in a manner inconsistent with this Agreement. Member agrees not to participate in any fraudulent behavior of any kind.

The Provider shall be the sole determiner in cases of suspected abuse, fraud, or violation of its rules. Any decision the Provider makes relating to the cancellation or termination of membership shall be final and binding.

Spamming is strictly prohibited. Any spamming will result in immediate termination of your account and a forfeiture of your account balance. Incidents will be dealt with on a case by case basis.

Member shall comply with all laws, rules, and regulations that are applicable to Member. Member acknowledges that Member may only participate in the Program if and to the extent that such participation is permitted by such laws, rules, and regulations.

Members shall comply with all policies, procedures, guidelines, and code of conduct as established by the Provider. All policies, procedures, guidelines, and code of conduct are made available to Member within the subscription program. It is the express responsibility of the Member to inform themselves of all such policies, procedures, guidelines, and code of conduct. Provider will cancel or terminate the membership of any Member found to be in violation of policies, procedures, guidelines, and code of conduct, with or without notice, resulting in a forfeiture of your account balance. 

Member agrees that all content contributed to the Program is done at their own discretion. Michelle Money, LLC assumes no liability for content posted by any Member or shared by any Member, for any reason. It is the express responsibility of the Member to contribute to the group, in accordance to the code of conduct, understanding that content is not protected by Michelle Money, LLC. Member shall hold Michelle Money, LLC harmless of any consequence arising from content contributed to the Program by the Member, for any reason.

If member objects to any of the Terms and Conditions of this Agreement, or any subsequent modifications to this agreement, or becomes dissatisfied with the Program, Member's only recourse is to immediately discontinue participation in the Program and properly terminate his or her membership, which may result in forfeiture of your account balance.

Disclaimers

MEMBER EXPRESSLY AGREES THAT USE OF THE SERVICE IS AT MEMBER'S SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, THE PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE PROVIDER MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE PROGRAM OR ANY TRANSACTIONS ENTERED INTO THROUGH THE PROGRAM.

TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, NEITHER THE PROVIDER NOR ANY OF ITS MEMBERS, SUBSIDIARIES, PUBLISHERS, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS, AGENTS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE PROGRAM OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER'S TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, the Provider uses appropriate industry standard procedures to safeguard the confidentiality of Member's personal information, such as firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of the Website's traffic. However, no data transmitted over the Internet can be 100% secure. As a result, while the Provider strives to protect its Members’ personal information, the Provider cannot guarantee the security of any information that Members transmit to or from the participating advertisers/merchants and Member does so at his/her own risk.

This Agreement constitutes the entire Agreement between Member and the Provider in connection with general membership in the Program and supersedes all prior agreements between the parties regarding the subject matter contained herein. If any provision of this AGREEMENT is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of this AGREEMENT will remain in force. No failure of either party to exercise or enforce any of its rights under this AGREEMENT will act as a waiver of such rights.